MATRIX FINANCE

When you’re buying a home or investment property, it’s tempting to go straight to your bank. But a mortgage broker  plays a very...

Getting a home loan isn’t a set‑and‑forget exercise. Interest rates, your personal circumstances and property values all change over...

Being organised will help your loan application progress quickly. Prepare the following documents: Identification:   Driver’s licence and...

Lenders assess your borrowing capacity based on several factors: Income:   Salary, bonuses, rental income and other sources. Living...

The property market tends to follow seasonal patterns. CommBank suggests that spring often sees more properties for sale and competition...

Unexpected events such as job loss, illness or rising interest rates can make mortgage repayments difficult. If you’re struggling:...

Once you’ve built equity in your home (through repayments and capital growth), you can use that equity to finance another purchase....

If you’re deciding whether to build  or buy  an existing property, there are financing nuances: Construction loans:   When building, the...

When comparing loans, it’s easy to focus on the interest rate and overlook fees. Here are some common charges: Application fee:   An...