Home Loan Application Checklist

Being organised will help your loan application progress quickly. Prepare the following documents:

• Identification:  Driver’s licence and passport.

• Income evidence:  Recent payslips, PAYG summaries, tax returns and employment contracts.

• Savings history:  Bank statements showing genuine savings over at least three months.

• Debts:  Statements for credit cards, personal loans and any Buy Now Pay Later accounts.

• Living expenses:  A breakdown of regular expenses (groceries, transport, childcare, insurance).

  
  

Your broker will compile these documents into your application, complete lender forms and explain any additional requirements. Respond promptly to requests; delays in supplying information are a common reason for slow approvals.