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Seasonal Buying Tips: Does Timing the Market Matter?

The property market tends to follow seasonal patterns. CommBank suggests that spring often sees more properties for sale and competition from other buyers, while winter may offer less competition but fewer listings. Summer and autumn sit somewhere in between. Regardless of season, the best time to buy is when you are financially ready and have obtained pre‑approval.


How brokers help

  • Market insight:  Brokers work with lenders daily and hear about interest rate movements and lending policy changes.

  • Timing your application:  If major rate changes are forecast, your broker may advise fixing your rate or locking in pre‑approval before a rate rise.

  • Negotiation:  In quieter periods (e.g. winter), sellers may be more willing to accept lower offers or flexible settlement terms.


Rather than trying to pick the perfect month, focus on building a strong deposit, securing your finance and buying a home that meets your long‑term needs.

 
 

Looking for a Home Loan? Let’s Make It Simple.

Securing the right home loan can be overwhelming — that’s where we come in. At Matrix Finance, we take the confusion out of the process and put you in control. Whether you're buying your first home, upgrading, or investing, we’re here to help you navigate options, paperwork, and lenders with confidence.

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Walters Drive, Osborne Park,

Western Australia 6017

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