MATRIX FINANCE

Pre‑approval (also called conditional approval) gives you an idea of how much you can borrow before you start house‑hunting. Here’s how...

Saving a deposit through ordinary bank accounts can be slow. The First Home Super Saver Scheme  lets first‑home buyers make voluntary...

Housing affordability varies widely across Australia, and regional areas often offer cheaper entry points. The Regional First Home Buyer...

The Federal Government’s Home Guarantee Scheme  helps eligible Australians get into the property market sooner by reducing the deposit...

Building a house deposit is a marathon, not a sprint. Here’s how to plan your savings and understand how much you’ll need. Work out your...

When your deposit is less than 20 % of a property’s purchase price, lenders generally require lenders mortgage insurance (LMI) . This...

A mortgage doesn’t have to last 25 or 30 years. There are strategies you can use to reduce the interest you pay and clear your debt...

Home loans often come with features that can help you save money on interest and repay your debt faster. Two commonly‑confused features...

Choosing between a fixed  and variable  interest rate is one of the first decisions you’ll make when applying for a home loan. Moneysmart...