MATRIX FINANCE

In addition to federal schemes, each state and territory offers its own incentives: First Home Owner Grant (FHOG):   A one‑off payment...

Beyond basic loans, lenders offer optional features. Here are some common ones: Line of credit:   Provides a credit limit secured against...

Changing how often you make repayments can have a surprising impact on your loan. If you pay fortnightly , you make 26 half‑monthly...

Most Australian home loans require principal‑and‑interest  repayments: you gradually repay the amount you borrowed and pay interest on...

Refinancing means replacing your existing mortgage with a new one, either with your current lender or a different lender. You might...

If a 20 % deposit seems impossible, a family member may be able to act as a guarantor . In a guarantor loan, the guarantor uses their...

If you’ve found your dream home but haven’t yet sold your current property, a bridging loan  can fill the financing gap. According to...

If you’re buying a property to rent out, you’ll need an investment loan . These loans differ from owner‑occupier loans in several ways:...

Your credit score influences whether lenders will approve your loan and what interest rate they’ll offer. Moneysmart explains that your...