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Matrix Finance
Joondalup, WA

Self-Employed Home Loans in Joondalup

Banks often make life hard for business owners. We know exactly which lenders accept 12 months of BAS, 1 year of financials, or accountant's letters — and get you approved fast.

Why Joondalup buyers choose Matrix Finance for self-employed home loans

Matrix Finance serves clients across Joondalup and the northern beaches suburbs — from Burns Beach to Kinross to Currambine. We visit clients locally or meet at our Osborne Park office, whatever suits you.

Suburbs we cover around Joondalup: Joondalup, Currambine, Kinross, Iluka, Burns Beach, Ocean Reef, Mullaloo.

What Joondalup clients get

Alt-doc options

Use BAS, bank statements or accountant declarations — not just tax returns.

Sole trader or company

Whether you trade personally, through a trust or company, we find the fit.

Short trading history OK

Some lenders accept 12 months ABN — not the usual 2 years of financials.

Local insight — Joondalup

Many of our Joondalup clients are first home buyers taking advantage of the FHOG for new builds in the estates, or upgraders looking to tap equity to move closer to the coast.

For more on the Joondalup market, see our Joondalup mortgage broker page. For the full service overview, see Self-Employed Home Loans.

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