Can I buy my first home with a 5% deposit?

It may be possible via the Home Guarantee Scheme or with Lenders Mortgage Insurance, subject to eligibility and lender approval. We can walk you through the options that may suit you.

Am I eligible for the WA FHOG?

Generally you must be buying or building a new home, be an Australian citizen or PR, and meet the property value cap. We check eligibility on your behalf.

Do I need a 20% deposit?

No. Many first home buyers get approved with 5–10%. 20% just avoids LMI, which isn't always the best financial decision anyway.

Home / Services / First Home Buyer Loans / Wanneroo

Wanneroo, WA

First Home Buyer Loans in Wanneroo

Buying your first home is exciting — and a little daunting. We walk you through deposits, grants, pre-approval and settlement so you move in with confidence.

Book a Free Wanneroo Consultation 0405 855 355

Why Wanneroo buyers choose Matrix Finance for first home buyer loans

Matrix Finance serves Wanneroo and the northern suburbs — a mix of established areas and new estates popular with first home buyers and young families.

Suburbs we cover around Wanneroo: Wanneroo, Landsdale, Madeley, Alexander Heights, Girrawheen, Koondoola.

What Wanneroo clients get

WA First Home Owner Grant

We help eligible buyers claim the $10,000 WA FHOG and stamp duty concessions.

Low deposit options

Loans from 5% deposit — and guarantor options where family can help.

We explain everything

No jargon. You'll understand every number on your loan before you sign.

Local insight — Wanneroo

Landsdale and the newer estates are popular for house-and-land packages. We regularly help first home buyers here access the FHOG and structure construction loans.

For more on the Wanneroo market, see our Wanneroo mortgage broker page. For the full service overview, see First Home Buyer Loans.