Can I buy my first home with a 5% deposit?

It may be possible via the Home Guarantee Scheme or with Lenders Mortgage Insurance, subject to eligibility and lender approval. We can walk you through the options that may suit you.

Am I eligible for the WA FHOG?

Generally you must be buying or building a new home, be an Australian citizen or PR, and meet the property value cap. We check eligibility on your behalf.

Do I need a 20% deposit?

No. Many first home buyers get approved with 5–10%. 20% just avoids LMI, which isn't always the best financial decision anyway.

Home / Services / First Home Buyer Loans / Morley

Morley, WA

First Home Buyer Loans in Morley

Buying your first home is exciting — and a little daunting. We walk you through deposits, grants, pre-approval and settlement so you move in with confidence.

Book a Free Morley Consultation 0405 855 355

Why Morley buyers choose Matrix Finance for first home buyer loans

Matrix Finance serves Morley and Perth's eastern suburbs — a diverse market with strong infrastructure, good schools and easy access to the CBD.

Suburbs we cover around Morley: Morley, Bayswater, Bedford, Embleton, Noranda, Beechboro.

What Morley clients get

WA First Home Owner Grant

We help eligible buyers claim the $10,000 WA FHOG and stamp duty concessions.

Low deposit options

Loans from 5% deposit — and guarantor options where family can help.

We explain everything

No jargon. You'll understand every number on your loan before you sign.

Local insight — Morley

Morley's proximity to the Galleria shopping precinct and train infrastructure makes it attractive to both owner-occupiers and investors. We understand which lenders favour these suburbs.

For more on the Morley market, see our Morley mortgage broker page. For the full service overview, see First Home Buyer Loans.