Can I buy my first home with a 5% deposit?

It may be possible via the Home Guarantee Scheme or with Lenders Mortgage Insurance, subject to eligibility and lender approval. We can walk you through the options that may suit you.

Am I eligible for the WA FHOG?

Generally you must be buying or building a new home, be an Australian citizen or PR, and meet the property value cap. We check eligibility on your behalf.

Do I need a 20% deposit?

No. Many first home buyers get approved with 5–10%. 20% just avoids LMI, which isn't always the best financial decision anyway.

Home / Services / First Home Buyer Loans / Mandurah

Mandurah, WA

First Home Buyer Loans in Mandurah

Buying your first home is exciting — and a little daunting. We walk you through deposits, grants, pre-approval and settlement so you move in with confidence.

Book a Free Mandurah Consultation 0405 855 355

Why Mandurah buyers choose Matrix Finance for first home buyer loans

Matrix Finance serves Mandurah and the Peel region — a lifestyle market with strong investment fundamentals and growing infrastructure.

Suburbs we cover around Mandurah: Mandurah, Greenfields, Halls Head, Meadow Springs, Falcon, Lakelands.

What Mandurah clients get

WA First Home Owner Grant

We help eligible buyers claim the $10,000 WA FHOG and stamp duty concessions.

Low deposit options

Loans from 5% deposit — and guarantor options where family can help.

We explain everything

No jargon. You'll understand every number on your loan before you sign.

Local insight — Mandurah

Some lenders apply postcode restrictions south of Perth. We know which lenders are active in Mandurah and comfortable with the local valuation landscape.

For more on the Mandurah market, see our Mandurah mortgage broker page. For the full service overview, see First Home Buyer Loans.