Home Loan Calculators

Quick estimates to help plan your next move. For tailored numbers, book a free chat.

Repayment Borrowing Power Stamp Duty LMI Extra Repayments Rate Compare

Repayment Calculator

Loan amount ($) Interest rate (% p.a.) Term (years)

Monthly

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Fortnightly

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Total interest

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Estimates only. Principal-and-interest, compounded monthly. Actual repayments depend on lender, features and fees.

Borrowing Power Estimator

Gross annual income ($) Partner's gross income ($) Monthly living expenses ($) Other monthly commitments ($) Number of dependants Assessment rate (% p.a.)

Estimated borrowing power

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Based on a 30-year loan at the assessment rate above

Rough guide only. Each lender calculates capacity differently. We assess your actual borrowing power across multiple lenders — book a free chat.

WA Stamp Duty Calculator

Property value ($) Buyer type

Transfer duty

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FHOG (if eligible)

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Estimate based on WA transfer duty rates. Concessions and thresholds change — verify current rules before making decisions. FHOG is for new homes only.

LMI Estimator

Property value ($) Deposit ($) Buyer type

LVR

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Estimated LMI

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LMI needed?

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LMI costs vary by insurer and lender. This is a rough estimate only — actual premiums depend on your profile. LMI may not apply under the Home Guarantee Scheme.

Extra Repayment Savings

Loan amount ($) Interest rate (% p.a.) Loan term (years) Extra monthly payment ($)

Interest saved

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Time saved

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New loan term

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Assumes extra repayments start immediately. Some fixed loans cap extra repayments — check your loan terms.

Rate Comparison

See how much difference a small rate change makes over the life of your loan.

Loan amount ($) Loan term (years) Current rate (% p.a.) New rate (% p.a.)

Monthly saving

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Annual saving

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Lifetime saving

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Illustrative only. Does not include fees, break costs, or other charges that may apply to refinancing. Ask us for a net comparison.

Want accurate figures for your situation?

Calculators give estimates. We give you real numbers from real lenders.

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