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Matrix Finance

A Perth broker who puts you first

Matrix Finance was built on a simple idea: people deserve honest, clear mortgage advice — not jargon, not pressure, not one-size-fits-all lending.

Hoshang Deboo, Matrix Finance founder

Meet Hoshang Deboo

Hoshang Deboo is the founder of Matrix Finance and a licensed credit representative — Credit Representative 531818 of Australian Finance Group Ltd (AFG), Australian Credit Licence 389087. Operating under AFG, one of Australia's largest aggregators, gives him access to a wide panel of lenders, from the major banks to specialist non-bank lenders.

His experience spans home, business and personal finance, and his approach is simple: take the time to understand what you actually need, then match you with a loan that genuinely fits — not just whatever your bank happens to offer.

You can verify his credentials on ASIC's credit representative register, or connect with Matrix Finance on LinkedIn and Google.

What makes us different

  • People-first, always. We explain things plainly, answer your questions, and never pressure you.
  • A wide lender panel. From major banks to specialist non-banks — a broad range of options, not just one bank's menu.
  • End-to-end support. We guide you from pre-approval through to settlement, and we're still here when you need a loan review years later.
  • Local to Perth. Based in Osborne Park, we understand WA property, WA lenders, and WA buyers.

How we work

  1. Free discovery call — 20 minutes to understand your goals and situation.
  2. Strategy & options — we compare lenders and present 2–3 clear options with real numbers.
  3. Application & approval — we handle paperwork, lender liaison, and keep you informed at every step.
  4. Settlement & beyond — we don't disappear after settlement. Annual reviews keep your loan competitive over time.

Ready to talk about your next home loan?

Free, no-obligation chat with Hoshang. We'll map out your options in 20 minutes.

Not ready to book? Leave your number — Hoshang will text you back within 2 hours.

No spam — one text from Hoshang, that's it.