The Perth Mortgage Broker Who Puts You First
Buying your first home, building a portfolio, or want a sharper rate? We compare a wide lender panel and handle the paperwork — from pre-approval to settlement.
How can we help?
What are you looking to do?
Pick your situation — we'll show you the right options.
We compare loans from leading lenders
Plus many more specialist and non-bank lenders through our AFG panel.
Our Services
Home loans, made simple
Whatever stage of the property journey you're at, we've got the right loan and the right lender for you.
First Home Buyer Loans
Buying your first home in Perth? We guide you every step — from deposit to keys.
Investment Property Loans
Grow your portfolio with smart structuring and competitive investor options.
Refinancing
Review your home loan and compare options across a wide panel of lenders.
Self-Employed Home Loans
Alt-doc and low-doc options for business owners and sole traders.
Construction Loans
Build your dream home with progress-payment finance done right.
Car Loans
New or used vehicle finance for personal or business use — competitive rates across our lender panel.
Equipment Finance
Chattel mortgage, hire purchase or lease options for plant, machinery and business equipment.
Business Loans
Working capital, expansion finance and commercial lending for Perth business owners.
Personal Loans
Unsecured and secured personal loans for renovations, debt consolidation or life events.
Rate review: Wednesday 20 May 2026
Want to know what it means for your loan? We send a short update after every RBA decision.
Quick check
Am I paying too much?
Enter your current variable rate. We'll show you how it compares.
Why Matrix Finance
A broker who actually puts you first
Led by Hoshang, we bring years of experience in home, business and personal finance — and a reputation for honesty, professionalism, and clear communication.
Wide lender panel
We compare majors, second-tier and specialist lenders to find your match.
People-first approach
No jargon, no pressure — just clear advice and honest answers.
End-to-end support
We handle paperwork from pre-approval right through to settlement.
Best interests duty
Australian mortgage brokers are legally required to act in your best interests — and we take that seriously.
FAQ
Frequently asked questions
How much does a mortgage broker cost?
Our service is generally paid by the lender via commission upon settlement of your loan, which means no upfront fee in most cases. We disclose all commissions and any fees in writing before you proceed.
How many lenders do you compare?
We work with a wide panel of lenders — major banks, second-tier lenders and specialist non-banks — and recommend loans that are in your best interests.
How long does pre-approval take in Perth?
Straightforward applications can be pre-approved in 3–5 business days. Self-employed or complex structures may take 1–2 weeks.
Do you help first home buyers in WA?
Yes — we specialise in first home buyers and help you claim the WA First Home Owner Grant and stamp duty concessions where eligible.
Ready to talk about your next home loan?
Free, no-obligation chat with Hoshang. We'll map out your options in 20 minutes.